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As tenants, under a typical tenancy agreement, you will be liable for any damage you cause to your landlord's property and its contents as well as your own. There are specialist contents insurance products on the market offering cover for Tenants, yet surprisingly only 5% of Tenants see the need to take out contents insurance.
Contents and personal possessions Additional cover for loss or accidental damage to personal possessions in and away from home Cover for pedal cycles valued in excess of £200 each